Middlesex County
Cambridge
Data through FY2026; built October 19, 2026.
State House
- 25th Middlesex · Marjorie C. Decker
- 26th Middlesex · Mike Connolly
- 29th Middlesex · Steven Owens
- 2nd Suffolk · Daniel J. Ryan
- 24th Middlesex · David M. Rogers
- 18th Suffolk · Michael J. Moran
Cambridge is split among six House districts. Shares are of 2020 residents.
State Senate
- Middlesex and Suffolk · Sal N. DiDomenico
- Second Middlesex · Patricia D. Jehlen
- Suffolk and Middlesex · William N. Brownsberger
School districts
- Cambridge Public Schools, the city’s own district
Regional planning agency
Metropolitan Area Planning Council
Fairness Index
Cambridge scores 33 on the Fairness Index for all state aid and 12 for discretionary money. Fifty is a fair share.
All state aid
33 / 100277th of 351 (1 = most above its share)
Rank under other weightings: 229th to 326th.
Stable low: below 45 under every weighting
Cambridge received less than its share of state aid on all four measures; its blended score of 33 stays between 29 and 38 under every weighting tested.
Discretionary money only
12 / 100343rd of 351 (1 = most above its share)
Rank under other weightings: 335th to 348th.
Stable low: below 45 under every weighting
Cambridge received less than its share of discretionary money on all four measures; its blended score of 12 stays between 10 and 14 under every weighting tested.
Each bar is one way of defining a fair share: Equal, the same per resident; Need, weighted toward poverty, low income and a thin tax base; Burden, by what each program pays for (road miles, bridges, pupils and so on); Effort, by what residents already pay in property tax relative to their income. The line marks 50. The score is the average of the four. Discretionary money is competitive grants and earmarks that name the town. How the index is built.
State money, FY2017–FY2026
Cambridge’s town government and school districts received $751 million in formula aid and $7.6 million in competitive grants over ten years.
Formula aid
$751M
$6,322 per resident (326th of 351) · gross
Competitive grants
$7.6M
$64.05 per resident (343rd of 351)
Earmark-account payments
$579,000
$4.87 per resident (288th of 351)
Each class has its own scale. Bars show dollars paid in each fiscal year.
Formula aid is gross: Chapter 70 as DESE attributes it to the town, and cherry-sheet aid before the state deducts charges such as charter tuition and transit assessments, plus other formula programs as paid. Competitive grants and earmark-account payments are Comptroller payments to the town government and its school districts (stage: paid), the same payees as the Fairness Index. Enacted earmarks and earmark payments are different things: enacted earmarks are budget clauses, counted three ways above; earmark-account payments are Comptroller payments to the town government and its school districts from accounts classified as earmarks, which can include prior-year and statewide-program money. Either can be larger. Shared revenue, pass-through contracts, transfers to state entities and unclassified payments, $245M in all, are not shown. Rank 1 is the highest amount per resident among 351.
Formula aid is gross; competitive grants and earmark-account payments are as paid. Other classes, $245 million, are not shown.
Earmarks
Cambridge received $4.7 million in local earmarks naming the town, $8 million placed in the town and $8 million counting everything placed, in ten enacted budgets.
Names the town
$4.7M
$39.57 per resident (191st of 351)
Placed in the town
$8M
$67.01 per resident (119th of 351)
Everything placed
$8M
$67.01 per resident (126th of 351)
Losers Club
Not a member
35 municipalities had none
Local earmarks are counted three ways: clauses that name Cambridge; clauses placed in Cambridge, adding organizations located here; and everything placed, adding state facilities located here. Three ways to count a local earmark.
Placed in the town: 83 clauses in ten of ten budgets; the most recent in FY2026. $4.7 million came in clauses that name Cambridge; the other $3.3 million went to organizations based in Cambridge, some of which serve a wider area.
| Year | Amount | Budget text (excerpt) | Stage |
|---|---|---|---|
| FY2023 | $1M (split three ways) | “the hazardous materials response team in the cities of Cambridge, Everett and Boston” | Enacted names the town |
| FY2026 | $500,000 | “the HBCU Kickoff Classic Weekend at Harvard University to support venue infrastructure, logistics, community engagement, and marketing for the August…” | Enacted recipient based here |
| FY2026 | $475,000 | “the Forsyth Institute’s center for children’s oral health to expand its Forsyth kids programming focused on children and adolescents and to explore…” | Enacted recipient based here |
| FY2025 | $475,000 | “the Forsyth Institute’s Center for Children’s Oral Health to expand its ForsythKids programming focused on children and adolescents and to explore…” | Enacted recipient based here |
| FY2024 | $475,000 | “the Forsyth Institute’s Center for Children’s Oral Health to expand its ForsythKids programming focused on children and adolescents and explore the…” | Enacted recipient based here |
Enacted earmarks and earmark payments are different things: enacted earmarks are budget clauses, counted three ways above; earmark-account payments are Comptroller payments to the town government and its school districts from accounts classified as earmarks, which can include prior-year and statewide-program money. Either can be larger.
What the town carries
Measured against what it maintains, Cambridge received 22% of its proportional share of competitive grant awards.
Local road miles
120.8
61st of 351 · 1.0 per 1,000 residents (351st of 351)
Town-owned bridges, replacement cost
$0
scored exposure $0 · none in poor condition
Road-stream crossings
18
330th of 351 · culverts and small crossings
Town-owned hazard dams
2
high or significant hazard
Land area
6.4 sq mi
5% state-owned
Seasonal homes
2%
share of housing units
Peak service population
121,402
residents plus seasonal
Core infrastructure index
0.94
roads, culverts, dams, coast, flood, energy
The burden index divides the competitive awards Cambridge received from FY2017 to FY2026 by what it would have received if every program had split its money by its own measure of need: road miles for road programs, crossings for culvert grants, town-owned hazard dams for dam repair, jobs for economic development, residents for libraries. 1.0 is proportional. Cambridge: 0.22. State median: 0.91. Bridges count by replacement cost and condition, not by number, and only bridges the town owns. Ranks run from 1, the most among 351.
Burden index 0.22; state median 0.91; 1.0 is proportional. Ranks run from 1, the most among 351.
State land and growth
State land eligible for PILOT
0 acres
no eligible state land in FY2026
State-owned land PILOT, FY2026
$0
payment in lieu of taxes, cherry sheet
PILOT per eligible acre
not applicable
no eligible acres · statewide $117
New growth per resident
$126,376
FY2017–2025 · 8th of 351 · median town $20,524
State land eligible for PILOT is the Division of Local Services’ count of state-owned acres on which the state pays a payment in lieu of taxes; the payment follows the land’s assessed value, not its acreage, so the per-acre figure is a comparison, not the formula. The state-owned share on the land-area tile above is the MassGIS map of all state-owned open space, a wider count. New growth is the assessed value of new construction and improvements added to the tax base, summed FY2017–FY2025 and divided by 2020–24 residents; taxed at the prior year’s rates, it adds to the levy limit beyond 2.5%.
Costs and the 2½% limit
State aid covered 6.2% of Cambridge’s general-fund spending in FY2025, down from 12.1% in FY2006.
State aid as a share of general-fund spending
FY2006
12.1%
$42.8M of $355M · median town 14.1%
FY2016
7.2%
$32.6M of $454M · median town 12.2%
FY2025
6.2%
$51M of $816M · median town 11.5%
Net of state charges, FY2025
2.1%
FY2010: 3.3% · median town 10.0%
State aid is the gross cherry sheet as entered on the tax rate recap; spending is the town’s general-fund expenditures as filed with the Division of Local Services. Net subtracts the charges the state assesses on the same cherry sheet (charter and school-choice tuition, transit, county and other assessments), itemized from FY2010.
Gross state aid went from $42.8 million in FY2006 to $51 million in FY2025, +19.0% in dollars. Consumer prices are the Boston-area CPI-U, up 55.1% over those years; government prices are the federal price index for state and local government purchases, up 74.5%. Fiscal-year averages.
Fixed costs against the 2½% limit, FY2016–FY2025
Health insurance, FY2016–25
+55.8%
$63M to $98.2M · all towns +54.0%
All fixed costs, FY2016–25
+88.6%
$52.6M to $99.2M · all towns +53.0%
Years squeezed
4 of 9
fixed costs grew faster than allowed levy growth
Health insurance
3 of 9
years it grew faster than allowed levy growth
Nine years at 2.5% add 24.9%. Grown that way from FY2016, Cambridge’s health insurance would have been $78.7 million in FY2025; it was $98.2 million, $19.5 million above the path. Its fixed costs would have been $65.6 million in FY2025; it was $99.2 million, $33.5 million above the path.
Fixed costs are employee benefits, retirement, insurance and similar costs in the general fund; health insurance comes from a separate DLS report. Allowed levy growth is 2.5% plus new growth, as a share of the prior year’s levy limit; a year counts as squeezed when fixed costs grew by a larger percentage.
Flag: fixed costs changed by more than 30% in one year in FY2021 (+31%) and FY2023 (+47%). Swings this size usually mark costs moving between budget lines, into or out of trust funds, or into the state’s Group Insurance Commission, so the comparison may reflect accounting as well as cost. Flag: in FY2017, FY2018, FY2019, FY2020 and FY2022 reported health insurance exceeded all general-fund fixed costs; the health-insurance report includes the employee share for self-insured towns.
Local earmarks against the health-insurance increase
Over the nine budgets, earmarks naming Cambridge came to $4.2 million, 12.1% of the $35.2 million rise in its health insurance.
| Measure | Earmarks | Share of the increase | All towns, pooled |
|---|---|---|---|
| Names the town | $4.2M | 12.1% | 28.2% |
| Placed in the town | $6.4M | 18.3% | 42.3% |
| Everything placed | $6.4M | 18.3% | 45.2% |
An earmark is a one-year appropriation; a health-insurance increase recurs in every later budget. Earmarks are counted on the three measures and are not adjusted for the January 2024 mid-year cuts or the FY2026 hold. All towns: pooled over the towns that reported health insurance in both years. All dollars nominal. Method.
Schools
Cambridge’s required school contribution is 1.7% of median household income, 329th highest of 351.
Chapter 70 aid, FY2026
$22.7M
to the town’s district
Required local contribution
$107M
FY2026
Share of household income
1.7%
329th of 351 (1 = highest)
Real aid per pupil, FY2017–26
+19%
after inflation
Cambridge runs its own school district.
Real figures use the CPI-U, fiscal-year average, in FY2026 dollars. The required contribution is the local share the state sets under the Chapter 70 formula; the share of income divides it per household by the town’s median household income.
Expected and actual
Cambridge received $24.3 million in earmarks placed in the town and competitive grants over ten years, 40% of the $60 million its size, need and institutions predict.
The expectation comes from a statewide model of all 351 municipalities that uses population, road miles, jobs, poverty, income, tax base, school-aid share and the presence of hospitals, colleges and nonprofits. Those factors explain about 55–60% of the differences between towns. The model leaves out many legitimate reasons a town may receive more or less, such as a single large project, so a gap is a starting point for questions, not a finding about anyone’s conduct.
Earmarks here are placed in the town, the second of three measures (enacted); competitive grants are Comptroller payments (paid). Method.
Peers
Cambridge ranks 4th of 11 on earmark dollars placed in the town per resident among itself and its ten nearest peers.
Peers are the ten municipalities nearest to Cambridge on population, income need and tax-base need. The best and lowest performers are the highest and lowest on earmark dollars placed in the town per resident in the wider class of 30 nearest, the second of three measures.
| Municipality | Fairness Index | Formula aid per resident | Competitive per resident | Earmarks placed in the town, per resident (enacted) | Burden index | School contribution, share of income |
|---|---|---|---|---|---|---|
| Cambridgethis town | 33 | $6,322 | $64.05 | $67.01 | 0.22 | 1.7% |
| Somervillepeer | 40 | $7,819 | $474 | $31.51 | 2.18 | 1.7% |
| Brooklinepeer | 21 | $5,242 | $48.41 | $69.97 | 0.36 | 2.0% |
| Walthampeer | 28 | $6,149 | $102 | $54.73 | 0.45 | 2.8% |
| Woburnpeer | 31 | $6,812 | $255 | $85.93 | 0.44 | 3.5% |
| Watertownpeer | 28 | $6,072 | $161 | $39.70 | 0.91 | 1.8% |
| Falmouthpeer | 22 | $5,383 | $146 | $66.46 | 0.76 | 2.9% |
| Plymouthpeer | 28 | $7,006 | $268 | $53.91 | 0.73 | 3.0% |
| Medfordpeer | 32 | $6,237 | $331 | $49.53 | 2.03 | 1.9% |
| North Andoverpeer | 26 | $6,381 | $213 | $31.72 | 0.89 | 3.1% |
| Barnstablepeer | 26 | $6,526 | $289 | $69.38 | 0.74 | 3.6% |
| Bostonbest in class of 30 | 43 | $9,995 | $157 | $384 | 0.53 | 3.7% |
| Harwichlowest in class of 30 | 24 | $5,502 | $93.86 | $4.93 | 0.59 | 2.8% |
Formula aid per resident is the ten-year gross total; competitive grants are ten-year totals paid, FY2017–FY2026; earmarks are enacted clauses placed in the town over the same ten budgets. Add up to ten towns to the table; adding needs JavaScript.
Sources
Every figure traces to a public record.
Fairness Index
Representation
State money
What the town carries
- MassDOT Chapter 90 apportionment and Road Inventory
- FHWA National Bridge Inventory, 2025
- MassDOT Bridges layer (GeoDOT)
- North Atlantic Aquatic Connectivity Collaborative, road-stream crossings
- DCR Office of Dam Safety inventory, via MassGIS
- American Community Survey housing tables, U.S. Census Bureau
- State grant award lists (Community One Stop, MVP, Green Communities and others)
- DLS Databank, state-owned land eligible for PILOT
- DLS Databank, new growth
Costs and the 2½% limit
- DLS Databank, Schedule A general fund expenditures and revenues
- DLS Databank, health insurance expenditures
- DLS Databank, revenue by source (state aid)
- DLS Databank, cherry sheet receipts and charges by program
- DLS Databank, new growth and levy limits
- Boston-area CPI-U (BLS) and state-local price index (BEA), via FRED
Every figure on this page is built by script from these public sources. Method and limits.
Parcenomics helps towns turn numbers like these into a plan. Municipal services · Contact